Posts Tagged ‘Help’

 

Make sure your car is locked and your windows wound up.

This sounds ridiculously obvious but make sure you secure your car carefully wherever you are parked. Research shows loads of people leave their doors unlocked and/or their windows open a large proportion of the time.

 

Check all your entry points are secure – are all the doors locked, the trunk locked and the sunroof locked? If not a thief will be quick to take advantage of the opportunity.

 

Make sure your windows are wound all the way up. Even if you leave a small gap a thief can easily force it down to either access the door lock or break the window.

 

Keep your keys safe – even when you are at home.

Today with factory and after market alarms getting smarter it is becoming harder for a thief to quickly and easily hotwire your car. That has led to a surge in home break-ins purely so thieves can steal the car keys. Then they simply come back later and drive off with the car.

 

So, while you’re at home keep your keys safe. Don’t leave them in the car, in your handbag, or sitting on an entrance table or bench in the house. Secure them in a drawer or somewhere safe that is out of sight.

 

Don’t ever leave the keys in the car.

It sounds simple enough but is still a common mistake people make. Never leave your keys in the car, even if you’re only leaving the car for a few seconds. It takes even less than that for a thief to grab the opportunity and drive off with the car.

 

Here’s a few scenarios that catch people out:

 

Don’t leave your keys in the car while you pay for your petrol at the garage. This used to be the cause of a huge number of thefts and even with modern day alarms that immobilize your car (this was a big reason immobilization became important) if you leave the keys in there the alarm can’t do anything to protect your car.

 

Don’t leave your keys in the car when you’re not at home (or even when you’re at home.) If a thief breaks into your house and your car is nicely sitting there all open with the keys in the ignition you’ve just given them the best Christmas present – a way to take as much of your stuff as they can fit in the car AND the car itself.

 

Don’t go back into the house during winter while you let the car warm up. Yes, we understand it is freezing cold but thieves take advantage of this time of the year. And don’t leave the car running but lock it with the spare key – a thief is most certainly going to forgo the cost of replacing the window to smash it when they’ll have possession of your car. Put your coat, gloves and scarf on and stay with the car!

 

Be careful where you choose to park – even if you have an alarm

Always make the choice to park in a secured area whenever possible – it’s worth the extra money – both for your own personal safety as well as your car’s.

 

Another tip – take your parking ticket with you when you leave the car. That way, even if a thief gains entry into your car if they have to front up for a lost ticket they’ll be getting themselves noticed even if they do have the cash (which they probably won’t).

 

If you have to park on the street make sure you park in the most well lit, busy area possible.

 

Be particularly careful if you are attending an event such as a football match or concert because lines of cars outside an arena is a dead giveaway to thieves that you’re going to be away from your car for a set period of time. Never leave ticket or event information in the car that would indicate to a thief how long you’ll be gone.

 

And if you do have an alarm fitted it doesn’t mean you can park down a dark alley on a deserted street in the middle of nowhere and expect your car to still be there when you get back. All an alarm can do is make a noise if a thief attacks it – which still means someone needs to be there to hear it. And while an alarm will slow a thief down, given time and isolation they’ll either take the car, tow it, or strip all the good bits off.

 

And if you don’t have a garage make sure you park with awareness at home – whenever possible park off the road and under a porch or house light that is left on (or comes on when movement is triggered.) If you have a high risk car try and park it closer to the house than a less valuable vehicle – that way a thief will have to try and get the other cars out of the driveway first if he wants the one closest to the house.

 

Some alarms today have a programmable feature that will turn the interior light of the car on when the alarm is disarmed – that way you can check that the cabin of the car is safe before nearing the vehicle. Ask your alarm retailer about what models are available that will do this.

 

Don’t leave ANYTHING visible in the car – even with an alarm

So many more cars are broken into rather than stolen (especially with the good factory and after market immobilizer alarms available now) and that’s because people continue to leave items in the car. Simply DO NOT leave ANYTHING visible in the car.

 

If you leave your radar detector attached to the windscreen, your cellphone in the front console, or your handbag on the seat then do not expect sympathy when it gets stolen. An alarm will not, ever, protect from a smash and grab. It takes a thief 5 seconds to smash the glass, grab the item, and be around the corner. Even with your alarm sounding he’s gone.

 

And it’s not just valuable items – don’t leave empty gearbags, shoeboxes, shopping bags or anything in the vehicle. If your stereo has a removable faceplate get yourself into the habit of taking it off every time you leave the car. If a thief sees there might be something in there chances are he’ll take the risk and leave you with the cost and hassle of replacing window glass and door locks.

 

 

 

 

 

Fit an alarm with immobilizers.

Today there are so many excellent alarms on the market that will give you loads of handy features (such as central locking from the remote) as well as protecting the car. Always choose an alarm with a minimum of a single immobilizer so the car cannot be started until the alarm is disarmed via the remote.

 

If you already have an alarm and want to try fitting it yourself you can download our How to Install Your Car Alarm ebook for only $19.95 by visiting www.carsecuritytips.com.

 

Be aware of what might tempt a thief and secure it.

You can add all sorts of additional security features to alarms today including GPS tracking, pager systems and additional sensors and sirens.

 

And don’t forget the easy stuff. If you have wheels fit a tilt sensor and get a set of lock nuts. Get a steering wheel lock as well as an alarm – it gives the thief a clear visual warning that there are security measures in place.

 

Make your car look protected.

A huge part of the job an alarm does is to give a visual warning to a thief that the car has security measures. Make sure you put the alarm warning stickers on the window and the LED warning light in the dash is fitted. (And if you don’t want to get an alarm you can buy these little extras separately.)

Use a steering wheel lock. Don’t leave anything visible in the car. Take your stereo plate with you. Have your vehicle rego number or the VIN number etched onto the windows. Mark your stereo and anything else in the vehicle with the number as well.

None of these measures on their own will protect your car if a thief takes a shine to it. But if they’re just strolling along a line of cars looking for a bit of fun or something to sell if your car looks secure and empty they’re much more likely to go to the next one and leave yours alone.

 

Don’t register your car to your home address.

In many countries car registration details are easily accessed by the public. If a thief likes the look of your car all they have to do is take the registration number, find out where you live and come shopping. This I especially important if you a female living alone. Don’t make it easy for the freaks to find you!

 

Don’t leave your keys in an obvious place.

Do you walk in the front door and throw your keys on the side table? Alarms and immobilizers are so good now thieves will often break into your house to get the keys and remote rather than try to bypass the system. Don’t leave them somewhere they can be spotted from outside or where someone can open a door or window and grab them.

 

Look after spare remotes.

Rolling code remotes will get out of sequence if the button is pushed too many times while out o range of the car. Make sure spare remotes are not in a draw full of junk where the button can be held down or it may not work when you need it.

 

Lost your remote? Delete it!

If you have lost a remote of had it stolen make sure you delete it from the alarms memory otherwise anyone can use it to access your car. If you don’t know how take the car to your local installer.

 

Always have a spare remote.

Some alarm system will not let you easily learn a new remote in with a working remote. It may have to be sent back to the manufacturer to be reset and a remote learnt in which will not only be expensive but you may be without your alarm for up to a week. If you lose a remote replace it immediately.

 

Bought a used car with an alarm in it? Get it checked and serviced.

If you buy a car with an alarm already fitted there are several things to be aware of:

1.         Did you receive all keys, remotes and override keys? If not the old owner can access your car anytime they want.

2.         Book the car in with your local dealer/installer for the type of alarm in the car. Have them check everything is working, delete all old remotes (and add a spare if you don’t have one) and reset the PIN override code so you know you’ll be secure. Make sure you have override keys for the battery backup siren if fitted.

 

Factory remotes and immobiliser keys.

Most late model cars come with a transponder immobilizer built into the key. This I like an electronic pass key which confirms the key is valid before allowing the car to so start. These are great as they make it much harder to copy a key and steal the car as even a key cut the same will not start the car unless a new transponder is learned into the system. The are however some points to be aware of:

Some make have a master and slave keys for each car. If you lose the slave key, no problem just take the car and master key into your dealer and have a new key learns in for a couple of hundred bucks. If however you lose the master key you will sometimes need to replace the cars computer, think thousands of $$$$$. Read your manual or check with your dealer as it is not widely publicized.

 

Smash resistant window film.

Alarms can only do so much. These days you need to make the car more difficult to access through it’s weakest point –the side glass. Clear or tinted security film (not normal tint film) is applied to the inside of the side glass and cover right to the edge of the glass. Security film is a multi layered, up to several millimetres thick, cross laminated product specifically designed to resist impacts.

 

The film works by creating a thick shell on the inside of the glass. When an intruder smashes the glass the concaved shape of the cars side window held together by the film creates an arch shape than is very strong. The shattered pieces of glass cannot be compressed so the window retains it’s shape.

 

This type of product is great for resisting a car thief but also protects you in a road range or car jacking attempt and even reduces flying glass in the event of an accident. A great compliment to a good car alarm system.

 

Fit after market dead locks.

Much the same as the security film above, dead locks are a great compliment to a good alarm system. The idea is once activated the locks cannot be unlocked from the inside of the car or by forcing the key barrel. Some cars come standard now with deadlocking, if yours does make sure you know how to activate it.

 

After market deadlocks will usually replace the lock barrel in the door. The dead lock barrel has a high security rounded key to prevent the lock being forced and the backing plate is much stronger meaning the lock can’t be pulled out. We always recommend using epoxy to secure the backing plate to the inside of the door. That way it will not come out!

 

If a thief breaks a window they will not be able to unlock the door to gain easy access. Making by passing the alarm system or hotwiring you car even harder.

 

Tips and tricks for the more serious:

 

The more serious you get about car security and car alarms you will often be trading convenience for security. Some of these tricks can cause some inconvenience if something goes wrong (like you lose a remote or the battery goes flat) but all will help keep your car safe.

 

Fit two hood switches. –Low Risk

Fitting two hood switches makes it harder for a thief to use a credit card to hold down the hood switch or cut the switch wires. Some cars can be pretty easy to get under the hood by removing the front grill or a side light and pulling the release cable. Once they are under there they can disable the siren before entering the cabin.

 

Move hood release lever. –Low Risk

Another hood trick is to move the hood release lever from it’s normal location so if some one breaks in they can’t easily pop the hood to disable the siren.

 

Remove door lock rods. –High Risk of lock out

By removing the linkage between the key barrel on the door and the latch you take away one of the cars security weaknesses. Lock barrels are an easy access point to the car as a screw driver forced into the lock and twisted will often unlock the door.

 

As you will be relying on the car alarm to lock and unlock the door it is VERY important you take some safety precautions to avoid being locked out.

 

First, make sure you always have a spare remote for your alarm in case you lose one. If the remote starts playing up at all, replace it immediately.

 

Second, ensure there is another way into the vehicle, maybe you can open the trunk and fold the seat back from inside the trunk?  Remember a thief can also use this access method so think carefully about how obvious it is. Or run an emergency power wire from the battery to somewhere you can access it from outside. If your battery goes flat and the alarm cannot unlock the door you won’t be able to get under the hood to jump the battery. With an emergency wire you can hook another battery up to give enough juice to unlock the car.

 

A further step with this trick is to completely remove the lock barrel and have the hole welded up and repainted. Gives a super smooth look!

 

Fit latch protection plates –High risk of lock out

To remove yet another weakness in some door lock systems make up a cover to stop a “slim jim” being slipped down the inside of the door popping the latch.

 

If you take off the interior door panel you will see how easy it is to pop the lock mechanism on the door latch, unlocking the door. By making up a protection plate covering the latch from the top the car thief won’t be able to slim jim the lock. Just remember, if you lose your keys or remote or get a flat battery the AAA won’t be able to either!

 

Insurance—it’s everywhere. One can insure just about anything. Are tires an investment one needs to insure? Tire insurance, also called a road hazard policy, road hazard warranty, or tire reimbursement plan, is a rapidly growing industry in the automotive world.
Tire warranty plans pay in full or in part for the replacement or repair of damaged tires and/or rims from “road hazards.” Road hazards are defined as pot holes, debris, nails, wood, and other hazards found in the road. Curbs, sidewalks, and stone walls are not road hazards. This is an important distinction to consider when deciding if tire insurance is right for you (discussed further ahead).
Tire plans last for a specific period of time and tire wear tread-depth. Some plans last 2-3 years. Others can last 5 years or 60,000 miles. Several plans come with fixed amounts of coverage: $500 per year up to 4 years. Many contracts require three years of law school to comprehend. In terms of tread depth, a tire is usually considered worn out (and thus the plan null and void) at 2/32 to 3/32 of an inch.
Another important distinction is in the type of plan.
Tire reimbursement plans are just what they say. You, the plan holder, will be reimbursed after the claims process is finalized—usually 2-8 weeks. There is an out-of-pocket expense. These plans are often sold by new car dealerships. The prices can range from $300 to $600 dollars.
Road hazard policies operate similarly to reimbursement plans. However, some tire insurance providers, in partnership with the repair facility, may have a direct-pay relationship. Thus, there would be no out-of-pocket expense, except for applicable deductibles, and items not covered in part or in full. These plans are primarily sold by tire dealers and repairshops. The prices range from $10 to $30 per tire. They also can be based on a percentage of the cost of the tire: usually 12% to 15%.
Both types of plans have a number of variables, requiring a magnifying glass to read the fine print. Also, many are pro-rated warranties, covering only a percentage of the cost of the tire based on its wear.
Claims and Coverage:
Depending on the plan, claims are initiated by the repair shop. The process is fairly smooth, although there can be a significant delay from the provider for authorization. This delay may be an hour or an entire weekend. This means that you’ll have to “ok” the tire replacement, and then hope it’s authorized for the full amount, or drive on your spare.
Some plans offer national coverage either among their service facilities or from other repair centers. Claims procedures will vary. Others only provide local coverage, or coverage at the selling facility.
Limitations:
Tire insurance does not mean that everything is covered. Pro-rated warranties are based on the wear and tear of the tire. You may get 75%, 50%, or only 10% coverage depending on the tread-depth. You’ll pay the remainder. While there are plans that offer full coverage, even these have limitations, or they may conflict with a repair shop’s policies.
For example, many plans allow for a maximum of $30 to mount and balance one tire, and a maximum of $15 to repair a tire. However, sport tires often have significantly higher mounting and balancing fees—upwards of $50 per tire—and tire repair prices can exceed $90. There are also discrepancies on the tire and rim prices themselves, which in the end, may have to be supplemented by the service customer.
Although there usually is not an issue with the latter given the competitive market, the service center’s price mark up may be unacceptable to the plan provider. In this case, the service center needs to lower the price or you, the service customer, need to pay the difference—or go somewhere else. This does happen!
Rim Prices and Repairs:
Rim replacement is becoming less frequent. With the high cost of aluminum wheels and sport wheel packages, tire insurers have opted to have them repaired. Repair will only be done if the rim does not hold air. What this means is that even if the rim is warped—enough to cause a vibration and even premature tire wear—they won’t replace it. Rather, they will send it out to be straightened and repaired.
Rims are replaced only if the damage is so extensive that the new tire, when mounted on the rim, won’t hold air. However, even in this case, especially if it’s an expensive sport wheel, they may still attempt to repair it.
Repairing rims is a bad option. While some rim repair is acceptable, badly warped or damaged rims will in no way ever be the same.
Alignments:
If a car hits a road hazard hard enough, such as a pot hole, it’s wise to have the alignment checked. Road hazard policies and tire reimbursement plans do not cover alignments. The service customer will have to pay for this procedure.
Road Hazard Protection Positives:
Some plans include tire rotations, wheel balancing, and nationwide coverage.
Myths:
1) “Can I pop all 4 tires and get a new set of tires?”
You can try. But this type of claim will trigger a number of red flags with the insurer. The policy holder will likely send out adjusters and/or require photographs. You will also have a difficult time explaining how a “road hazard” caused all 4 tire pop.
2) “New tires come with a road hazard warranty.”
New tires do come with a warranty by the tire manufacturer. However, it only covers defects in workmanship. New tire warranties do not cover punctures or damages from external sources. This is why “road hazard” protection is being pushed.
New tires are rarely defective. If there is a problem, it’s usually noticed when balancing the tire. Or, there is a drivability concern such as vibration or noise. If there’s a defect it’s generally caught right away, and the tire swapped out.
3) “It’s so cheap; it’s a no-brainer, right?”
Actually, the experts don’t agree with this statement.
The Economics of Tire Warranties:
An article from the Washington Post by Terence O’Hara explains the economics of extended warranties and purchase protection plans in general. It is quite fitting for road hazard warranties. He writes:
“The decision to buy an extended warranty…defies the recommendations of economists, consumer advocates and product quality experts, who all warn that the plans rarely benefit consumers and are nearly always a waste of money.
‘[Extended warranties or purchase protection plans] make no rational sense,’ Harvard economist David Cutler said. ‘The implied probability [of having an issue with the product] has to be substantially greater than the risk that you can’t afford to fix it or replace it. If you’re buying a $400 item, for the overwhelming number of consumers that level of spending is not a risk you need to insure under any circumstances.’”
In short, road hazard warranties are a waste of money. Don’t insure that which you can afford to replace.
Numbers Game and Slim Chances:
Like all insurance, tire insurance plans are a numbers game. However, this is a game you have a 98% chance of losing. Insider statistics show that the percentage of claims paid out by providers is as low a 2%.
Curbs:
Another interesting note is that a lot of tire damage is caused by curbs. Curb damage is not covered under most road hazard policies. High granite curbs with sharp edges slice through tens of thousands of tires per year.
You Won’t Notice:
Many people don’t even notice tire damage. Other than to see if the tires are holding air, who “really” looks at tires? Tires are subject to a whole host of external influences which cause bubbles, slices and gouges.
Despite the potential dangers of damaged tires, the damage very often does not translate into any noticeable drivability issue. The point is that if you don’t notice any tire damage you can’t benefit from the coverage.
Research Shows:
Those raving about the benefits of a road hazard policy are the actual folks in the industry who stand to benefit from the sale. They’ll argue that it’s so cheap—only $10 to $20 per tire. Even so, for four tires, that’s $80 based on the “possibility,” the “chance,” of damaging a tire that meets the repair/replacement requirement protocols.
Auto Insurance:
If a rim and tire has incurred significant damage, it’s quite likely that other problems have resulted as well. The first is that the vehicle may have been jarred out of alignment. Secondly, hub bearings, front end components: tie rods, spindles, ball joints, and a variety of other components may have sustained damage. In this case, auto insurance, which you are already paying for, will pay for everything—brand new.
Free Road Hazard Warranties:
Many tires come with road hazard warranties FREE. In other words, in an effort to secure retailers, many tire distributors provide service centers FREE road hazard insurance. Some shops pass this on to their tire customers, others sell them. Ask if the tire “comes” with a road hazard protection policy. If not, request that one be provided at no additional charge. It’s worth a shot.
Also, some car manufacturers provide road hazard warranties FREE of charge for 12 months or 12,000 miles. If you’re buying a new car or even used, ask that the dealer provide a complimentary road hazard policy (after all the wheeling and dealing is done, of course), and just before you commit.
“What’s the best road hazard policy?”
Money in “your” bank account.

This is the third in a series of articles containing useful pointers for coping with frost, ice, and snow while you travel by vehicle. The correct tires can make the difference between an enjoyable trip and a hefty towing or hospital bill.1. Summer tread tires are not meant for icy or snowy conditions.

When the temperature dips, so does the traction capability of summer tires. The material used in the manufacturing process loses elasticity and grip as it gets colder. This means that summer tires do not perform as well in freezing temperatures, even on dry roads.2. All-season tires work well in some areas.

If you only experience an occasional mild snowstorm, you might be happy with all-season tires. However, they don’t perform as well as good winter tires. Their composition and tread is a compromise that provides decent handling and traction in a variety of conditions. Busy drivers who don’t have the time to change their tires twice a year will often swear by all-seasons.3. Real winters demand real winter tires.

If you have ever been stuck in a snow bank, you appreciate how much time and inconvenience it requires to get a tow. A car that slides into a snow bank can just as easily careen into oncoming traffic, over an embankment, or into a pedestrian. For safety’s sake, a change to winter tires is a good investment.4. Choosing the correct tire requires some forethought.

There are various types of winter tires. Analyze your driving patterns (fast? slow? heavy on the brakes?), travel routes (uphill and downhill grades? tight curves? gravel vs. pavement?), and other factors that might affect tire performance and needs.

a) Performance Winter Tires

Performance winter tires are responsive on dry winter roads – but their traction is not as good on ice and snow as some other types of tires. The treads tend to be a bit soft; these tires should always be changed in the spring in order to preserve tread life.

b) Snow and Ice Studless Tires

These tires will give better traction than performance winters, but the handling will not be quite as responsive.

c) Winter Studded Tires

These are good-quality winter-tread tires embedded with 60-120 small metal studs per tire. The studs, composed of a very hard metal like tungsten carbide, protrude slightly above the tread surface. This provides superior traction on ice and snow. However, studs also dig into pavement – and they are banned in some areas. If you plan a long trip, be sure to check the regulations regarding studded tires along your route.5. A tire professional can help you to sift through the choices.

Nothing can replace competent advice from a good tire technician. However before you pick a tire shop, consider the following:

a) Does the tire business have a good reputation – or does a check with the local merchants’ association or Better Business Bureau reveal a number of consumer complaints?

b) Do you know of anyone who has used the shop and can provide first-hand recommendations?

c) Are the tire shop’s certifications, licenses, and permits prominently displayed where customers can see them?

d) Are the service people properly certified? And are they experienced?

e) Will the shop honor your vehicle warranty?

f) Do the shop technicians have experience with vehicles of your model and year?

Inventors and manufacturers are continually trying to design the ‘perfect tire’. An online search for ‘tire patent’ will bring up over 1 million pages in Google. Who knows – maybe the perfect tire will be on the shelves next year! In the meantime, do your research, and get the most suitable tire for your driving style and weather conditions.

©Copyright Kathy Steinemann: This article is free to publish only if this copyright notice, the byline, and the author’s note below (with active links) are included.